ارزدیجیتال

برچسب: Announces

  • Pencil Finance announces US$10 million for student loan financing backed by Animoca Brands and Open Campus

    Pencil Finance announces US$10 million for student loan financing backed by Animoca Brands and Open Campus


    30 April 2025 – Pencil Finance, the student loan real-world-asset (RWA) protocol on EDU Chain that is co-incubated by Animoca Brands and HackQuest, today announced that Open Campus and Animoca Brands have deployed US$10 million in liquidity as loan collateral to facilitate DeFi student loans on the Pencil Finance platform.

    Pencil Finance is a decentralized lending protocol designed to bring student loan financing on-chain, transforming how student debt is serviced. It connects global investors with trusted student loan originators through tokenized loan bundles. 

    EDU Chain is a Layer 3 blockchain on Arbitrum Orbit that is designed for consumer-facing education apps and on-chain education finance (EduFi). EDU Chain is powered by the EDU token (EDU) which is listed on Binance, KuCoin, Gate.io, Bithumb, MEXC, Bitmart, and various other exchanges.

    Open Campus, which is the foundation behind EDU Chain, and Animoca Brands have contributed US$10 million as liquidity to Pencil Finance to be used as loan collateral. The goal is to expand  access to education financing through blockchain technology. 

    Recent policy changes in the U.S. could put millions of borrowers at risk of defaulting on their student loans, highlighting the urgent need for accessible, transparent, and efficient financing solutions for the student loan market, which is estimated to be worth around US$3 trillion globally (Market Research Future, April 2025).

    Yat Siu, co-founder and executive chairman of Animoca Brands, said: “Blockchain is redefining how education is funded and developed. By bringing student loans on-chain, this initiative seeks to boost transparency, efficiency, and Web3 adoption for potentially hundreds of millions of students globally, while also increasing financial literacy. We believe this will have very significant implications for the US$3 trillion student loan market.”

    Frank Li, co-founder of Pencil Finance, said: “Blockchain technology allows us to reimagine student lending from the ground up. By bringing loans on-chain, we deliver transparency, efficiency, and access at a global scale, helping students everywhere unlock new educational opportunities.”

    Harry Zhang, co-founder and CMO of HackQuest, said: ‘This milestone demonstrates the real-world impact of blockchain in education. On-chain loans empower students and open new opportunities for investors.”

    Through Pencil Finance’s student loan RWA protocol, whitelisted users can provide liquidity to loan pools. Whitelisted users can choose to deploy capital to  a Senior Tranche or a Junior Tranche for higher returns with first-loss risk. Pencil Finance enables loans to be deployed, and repayments to be managed, transparently on-chain.

    Pencil Finance issued its first loan this week; the recipient is HackQuest, which will use the loan proceeds to incentivize student developers learning about EDU Chain on the HackQuest platform.

    -END-

    About Open Campus

    Open Campus is a community-led DAO that is building an on-chain education network to empower both educators and students. Core contributors to the Open Campus DAO include Animoca Brands, TinyTap, NewCampus, RiseIn, and HackQuest. Together, they are working with Open Campus to enhance the education system for teachers, learners, and institutions by using innovative blockchain protocols and funding initiatives. Open Campus has launched EDU Chain, a Layer 3 blockchain on Arbitrum Orbit designed for consumer-facing education apps and on-chain education finance (EduFi), powered by the EDU token.

    About Animoca Brands

    Animoca Brands Corporation Limited (ACN: 122 921 813) is a Web3 leader that leverages tokenization and blockchain to deliver digital property rights to consumers, helping to establish the open metaverse and its associated network effects. It has received broad industry and market recognition including Fortune Crypto 40, Top 50 Blockchain Game Companies 2025, Financial Times’ High Growth Companies Asia-Pacific, and Deloitte Tech Fast.

    Animoca Brands realizes its mission via three integrated business pillars: operating Web3 businesses to advance blockchain adoption with native projects such as Moca Network, Anichess, The Sandbox, Open Campus, NEOM Web3 initiatives, and a regulated stablecoin project in partnership with Standard Chartered and HKT; providing digital asset advisory services including tokenomics advisory, liquidity provisioning, and institutional research to help external Web3 projects grow; and investment management, with a portfolio of investments in over 540 companies including industry leaders Pudgy Penguins, Yuga Labs, Axie Infinity, Polygon, Consensys, Magic Eden, OpenSea, Dapper Labs, YGG, and many others.

    For more information visit www.animocabrands.com or follow on X, YouTube, Instagram, LinkedIn, Facebook, and TikTok.

    About HackQuest

    HackQuest is the gateway to the Web3 development world, providing a comprehensive, one-stop educational infrastructure that minimizes friction and helps onboard developers and non developers to the world of Web3. HackQuest believes that improving Web3 developer education is key to driving mass adoption.

    About Pencil FinancePencil Finance is a decentralized lending protocol focused on bringing real-world student loan financing on-chain. It connects investors with verified student loan originators, turning student debt into a transparent, investable asset class. Pencil uses blockchain infrastructure, a dual-tranche capital structure, and smart contracts to deliver structured, risk-adjusted returns backed by real-world student loan portfolios, enabling sustainable yield generation with tangible social impact.

    Disclaimer: This is a paid post and should not be treated as news/advice. LiveBitcoinNews is not responsible for any loss or damage resulting from the content, products, or services referenced in this press release.





    Source link

  • Award-Winning SKOR AI Lists on MEXC, Announces a $150K Trading Quest

    Award-Winning SKOR AI Lists on MEXC, Announces a $150K Trading Quest


    London – April 15, 2025 — SKOR AI, a trailblazing platform at the intersection of artificial intelligence and gaming, is set to list its native token on MEXC Global on April 18, 2025 at 10am UTC. The listing marks a major milestone in SKOR AI’s roadmap, coinciding with the launch of a $150,000 community-driven trading quest designed to reward and engage early supporters. This quest takes a community-first approach, offering a unique opportunity to support early investors and grow together with the ecosystem.

    To participate and know more of the quest: https://bit.ly/communitytradingquest

    Recognized as the “Best AI for Gaming” by Entrepreneur Magazine, SKOR AI has earned industry-wide attention for its innovative approach to AI gaming agents. At the core of the project is a vision to create an advanced, intelligent hub of in-game agents that empower players to elevate their skills, earn rewards, and optimize gameplay. Unlike typical chatbot-based tools, these AI-powered co-pilots are built on a proprietary foundational model specifically trained on over 10,000 hours of gameplay, enabling them to deliver real-time, adaptive insights tailored to each player’s performance..

    The first of these agents, Agent Precision, is currently available in beta. Tailored specifically for Counter-Strike 2, Agent Precision serves as a live AI coach that delivers real-time tactical tips, callouts, and post-match analytics. This AI assistant is designed to help gamers improve performance through smart insights on aim optimization, crosshair placement, and overall strategy, making it especially appealing to competitive and aspiring esports players.

    SKOR AI is currently conducting a public beta testing program for Agent Precision through its Discord server. In tandem, the team has launched offline playtest tournaments to refine its offering based on hands-on feedback from the community. This iterative approach underscores the team’s emphasis on building robust, player-centric tools through practical engagement rather than theoretical models.

    In contrast to many early-stage Web3 projects that prioritize rapid tokenization over product readiness, SKOR AI enters the market with a fully functional AI product, an active user base, and a rapidly growing community. The platform has been in development for over two years and is backed by $1,200,000 in founder and angel funding, deliberately avoiding venture capital and launchpad mechanisms to prioritize long-term community alignment. The MEXC listing occurs at the same $15 million valuation as its equity round, ensuring that public token holders enter at the same valuation as early equity investors.

    With a $0 initial market cap at launch, SKOR AI’s listing strategy presents a rare opportunity for retail participants to engage with a project on equal footing with insiders. This community-first model is aimed at reducing early sell pressure and setting a precedent for fair and transparent token distribution.

    The upcoming trading quest accompanying the MEXC listing will reward community members with a share of $150,000 in SKOR tokens. The initiative is structured to incentivize engagement, trading volume, and content creation around the platform’s unique AI agents. Full details and participation mechanics will be shared across SKOR AI’s official social channels.

    SKOR AI’s roadmap extends well beyond its initial launch. Future updates include the expansion of Agent Precision to support additional titles like Dota 2, the release of Agent Hunter, and integration with the broader SKOR metaverse. Additionally, the introduction of intelligent NFTs and ecosystem scaling through strategic partnerships aim to cement SKOR AI’s role as the infrastructure backbone for the next generation of AI-powered gaming.

    Led by a team with more than 50 years of combined experience across game development, esports, AI, and community building, SKOR AI is uniquely positioned to reshape how players interact with competitive games. The platform also benefits from SKOR’s established gaming infrastructure, which includes a proprietary 3D live-streaming engine, a tournament platform, and a distribution network reaching over 600 million gamers.

    About SKOR AI

    SKOR AI is a cutting-edge gaming AI platform developing real-time, in-game agents that act as intelligent co-pilots for players. Designed to help gamers of all skill levels improve, compete, and earn, SKOR AI uses adaptive learning, deep gameplay analysis, and custom foundational models to deliver a next-generation gaming experience. With its first product, Agent Precision, now in beta, SKOR AI is building a robust ecosystem of AI agents, powered by a strong community and a decentralized, transparent growth model.

    For more information, visit https://skoragents.ai or follow SKOR AI on X, Instagram, Telegram, and Discord.

    Disclaimer: This is a paid post and should not be treated as news/advice. LiveBitcoinNews is not responsible for any loss or damage resulting from the content, products, or services referenced in this press release.





    Source link